Client goals must drive every decision. This is true for individuals and institutions alike. It is hard to succeed without understanding the ultimate objective (i.e. “why are we doing this?”).
It is nearly impossible to reach any goal without a sound plan. In all client relationships we first work on creating a tailored Financial Plan and Investment Policy Statement that will guide all decisions made throughout the relationship.
We create and manage investment portfolios based on what’s been proven to work over the long-term. These are some of the evidence-based tenets that drive how we invest:
As fiduciaries we have duties of care, loyalty, and obedience to all our clients. These duties take many forms.
In particular, we believe client’s best interests are served through a total transparency of our decisions, performance, and fees.
We believe our compensation is an incredibly important aspect of our duty to clients. It is critical to the success of our clients that incentives are closely aligned and potential conflicts recognized and effectively mitigated: